Our programs are designed to help real estate investors maximize their financial potential by leveraging their personal and business credit strategically. We focus on building a strong foundation of business credit, which opens doors to funding opportunities that fuel real estate investments. With our expert guidance, you’ll learn how to use credit as a powerful tool for financing deals, growing your portfolio, and accelerating wealth-building in a sustainable way. Together, we aim to build a legacy of generational wealth, empowering you to make informed, impactful investment decisions for long-term success
Our Business Credit Builder Program is a comprehensive, two-phase initiative designed to guide your business towards fundability and creditworthiness over the course of one year.Start positioning yourself for success in accessing funding and credit.Our program is meticulously crafted to assist business owners in navigating the complexities of building a strong fundable business credit profile
Our journey begins with a thorough audit of your business to assess its compliance with fundability standards. Our initial audit is the most comprehensive as we ensure that your business has been properly structured, but we audit continually throughout your year in our program to ensure that your business continues to meet the standards of fundability.
In Phase 2, we shift our focus to actively building your business credit through strategic engagement with credit accounts across various tiers. Our team will recommend specific companies to establish credit accounts with, guide you on optimal utilization practices for building credit, and monitor the impact of these activities on your business credit score.
No Guaranteed Results
We do not guarantee specific improvements in your business credit profile or access to funding. The process of building business credit involves many variables, including your business’s financial health and the responsiveness of credit reporting agencies and creditors.
No Guarantees of Appoval
We cannot guarantee approval for any credit accounts or loans. The decision to extend credit lies solely with the respective lenders or credit issuers, based on their criteria and assessments. We cannot guarantee specific financial outcomes or success.
No Refund Policy
The fees charged for our Business Credit Builder Program are for the dedicated time, strategic planning, and effort our team provides to each client. As such, we do not offer refunds. This policy ensures our commitment to delivering high-quality, personalized service.
Commitment to Ethical Practices
Our team continuously updates its knowledge of industry best practices, trends, and legal requirements. We are committed to providing ethical and effective strategies to help you build a robust business credit profile.
Service Agreement
By participating in our Business Credit Builder Program, you acknowledge that you are paying for our expertise, effort, and strategic guidance, not for guaranteed outcomes. The process may take time, and results can vary based on numerous factors specific to your business.
Client Action Required
The effectiveness of our program heavily relies on client participation and action. Failure to address compliance issues or manage credit accounts as advised can stall the process and impact the desired outcomes.
Financial Responsibility
Clients are solely responsible for all financial decisions and obligations incurred through this program, including repayment of debts and any associated costs or fees.
Our Strategy Calls are focused, one-on-one sessions designed to provide you with personalized insights and actionable steps to advance your personal and business credit goals. During this call, we’ll discuss your unique needs, assess where you are in the credit-building process, and outline a clear plan to achieve your objectives. Whether you’re just starting or looking to optimize your credit profile, our goal is to equip you with a tailored strategy that moves you forward confidently and efficiently.
A funding strategy session is about you, your current situation, your short-term funding needs and your long-term funding goals. We analyze your information before your session and then at your live virtual session, we go through a "game plan," giving you specific strategies that we think could be beneficial to your goals. We want you to have the knowledge to meet your funding goals.
Everyone. If you don’t have a clear written funding strategy, you need one. If you have one that hasn’t been updated within the last year, you need another one. If you aren’t even sure what having a funding strategy for your business means, you need us immediately!
WE WORK WITH BUSINESSES AT EVERY STAGE IN THEIR GROWTH!
For businesses that are in the early stages of establishing their compliance and eligibility for funding, we will educate you on creating the trifecta of fundability. We will outline the steps to jump start that process and guide you through doing a self-audit process for business structure compliance as it relates to receiving funding and/or credit. Businesses that have done the work to become both compliant and fundable often overlook the importance of utilizing available funding in a way that maximizes their leverage and considers repayment. Specific projects require specific types of funding. Do you need quick access to immediate funds that can be paid back within 30-90 days. We’ve got a strategy for that. Are you working on a project that will need access to funds repeatedly over time. We’ve got a strategy for that. Do you need to transition business debt off your personal credit profile. We have a strategy for that. Let’s take your needs and your goals and create a strategy.For individuals that have not even gotten used to referring to themselves as a business, we’ve got you too! Come with your questions ready and we will tailor your strategy session to give you the assurance and guidance that you seek regarding creating proper fundability foundations. If you aren’t even sure what questions to ask, we will teach you that too.
WHAT SETS US APART?
Real Estate Focus
Our services are specially designed for real estate investors. We understand the market's nuances and how to navigate its challenges successfully.Personalized Funding Strategies: Recognizing that no two investments are alike, we craft customized funding plans that align with your unique project needs and investment goals.
The Trifecta Funding Model
Our expertise strategically utilizing business credit, business funding and personal guarantees to secure you funding means you have a competitive edge in the fast-paced real estate market.
Our Access Becomes Your Access
Benefit from our tenacity, our diligence, our consistency in keeping up-to date with our industry and our broad network of lenders, including those specializing in real estate investments, to support you in meeting your needs.
1.) Once you purchase and schedule a funding strategy plan, you will be emailed instructions and forms to complete that will allow us to assess your current personal and business credit profile. You will also break down your long-term and short-term business goals and how having access to funding fits into those goals. Please submit these forms at least 48 hours before your scheduled appointment to allow us time to properly analyze and strategize.
2.) During your strategy session, you will receive feedback regarding your current personal credit profile and your business compliance and fundability. You will be educated on the foundational premises of business credit and funding as it relates to your specific business profile, and you will receive personalized guidance on how to strategically position yourself to meet the funding goals of your business over time. While this meeting will be structured to maximize our time together, it also allows time and flexibility for specific questions that you may have regarding your personal situation.
UNDERSTANDING THE SCOPE OF OUR SERVICES
We provide our clients with Strategy Plans designed to enhance their ability to secure business funding. Our plans include a detailed examination of both personal and business credit profiles, tailored advice on building fundability, and strategic recommendations for applying for loans and lines of credit. It's important for our clients to understand the nature of our services and the extent of our responsibilities.
LIMITATION OF SERVICES
Please be aware that we are not financial advisors, attorneys, or tax professionals. The guidance and strategies we provide are based on our experience and expertise in the field of business funding. Our role is to offer insights and recommendations to improve your fundability and to strategize your approach to securing funding.
CLIENT RESPONSIBILITY
The decision to implement any part of the Funding Strategy Plan we provide rests solely with you, the client. It is your responsibility to consider the suitability of our recommendations considering your personal and business goals. We encourage you to consult with professional advisors, such as financial advisors, attorneys, or tax experts, before making significant financial decisions based on the strategy plan.
NON-REFUNDABLE SERVICE
Our Funding Strategy Plan service, including the comprehensive review and the 60-minute consultation call, is a non-refundable product. By engaging our services, you acknowledge and agree that the fees paid for the Funding Strategy Plan are for the provision of our expertise, time, and insights, and cannot be refunded.
NO GUARANTEES OF APPROVAL
While we strive to enhance your prospects for securing funding, LeDay Enterprises cannot guarantee approval for any loans or lines of credit. Approval decisions lie with the lenders and are based on their criteria, assessments, and discretion.
BORROWING RESPONSIBLY
We urge all our clients to borrow responsibly. Loans and lines of credit must be repaid in a timely manner according to the terms agreed upon with the lender. Failure to do so can negatively impact your personal and business credit profiles, affecting your future fundability and credibility.